Cheap Car Insurance Quotes in the North East of England
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North East England Car Insurance Costs
In a comprehensive review by NimbleFins car insurance experts, it was discovered that certain car insurance providers in the North East can charge 2X as much as cheaper quotes. This finding is supported by the comprehensive survey by NimbleFins' comparison engine partner, which demonstrated that comparing car insurance quotes can save you up to £523.
In the North East of England, the average cost of cheap comprehensive car insurance for our sample driver was £670. There was a huge difference in car insurance costs from company to company, however, with companies like Ageas and Tesco quoting prices more than double that of the cheapest car insurance companies such as popular brands Admiral and Hastings. Churchill also offers low rates but wouldn't quote for nearly a third of NE post codes.
Comprehensive cover is often the best value. You would think that Comprehensive cover is the most expensive type of car insurance, since it is the "best" cover. However, we found that in the North East Third Party Only cover costs 2X as much as Comprehensive cover—£1,337 on average for TPO cover vs. £670 for Comprehensive cover.
North East England Car Insurance Brokers
Independent car insurance brokers can be useful resources for North East drivers that aren't comfortable buying a policy online, or who have questions about coverage options. You may pay an arrangement fee or higher cancellation fees when using a broker, however. Below, we've compiled a list of car insurance agents in North East, England.
| Broker | Address | Phone Number |
|---|---|---|
| B Portwood & Co Ltd | 145 Newgate St, Bishop Auckland, DL14 7EN | 01388 607105 |
| B Portwood & Co.Ltd | 44 Medomsley Rd, Consett, DH8 5HA | 01207 509446 |
| B.I.B (Darlington) Ltd | 150-154, Northgate, Darlington, DL1 1QU | 01325 521298 |
| Barrie of Durham | 28 Sutton St, Durham, DH1 4DA | 0191 384 8307 |
| Bestford Insurance | Swan House 172-174 Station Rd, Wallsend, NE28 8QT | 0191 262 8872 |
| Castle Insurance Services Ltd | 15 Marshall Terrace, Gilesgate, Durham, DH1 2HX | 0191 383 0401 |
| Central Insurance Consultants Ltd | 36-40 Scotswood Rd, Newcastle Upon Tyne, NE4 7JD | 0191 406 4712 |
| Crosby Insurance Brokers | 9 Kenton Lane, Newcastle Upon Tyne, NE3 3BQ | 0191 213 0748 |
| E W Knapton Insurance | 7 Kensington, Bishop Auckland, DL14 6HY | 01388 605656 |
| E2E | Unity House Dudley Rd, Darlington, DL1 4GG | 01325 352626 |
| Elliott Westland Insurance Brokers | 1 Lambton House Newbottle St, Houghton Le Spring, DH4 4AR | 0191 500 0000 |
| Impact Assist Ltd | Unit 2l Admiral Business Park, Nelson Park West, Cramlington, NE23 1WG | 01670 736100 |
| Jowetts Autoquote | 8a Marlborough Crescent, Newcastle Upon Tyne, NE1 4EE | 0191 462 2001 |
| My Best Quote | Ferndale House, 70-71, North Rd, Boldon Colliery, NE35 9AX | 0845 230 0119 |
| Premier Insurance | 17 Victoria Rd, Consett, DH8 5BQ | 01207 261396 |
| T S Reed & Co | 5 Pelaw Bank, Chester Le Street, DH3 3TJ | 0191 388 2875 |
| Talbot Jones Risk Solutions Ltd | Unit A11, Design Works, William St, Gateshead, NE10 0JP | 0191 438 7977 |
| Telford-Reede Insurance Ltd | 133 Front St, Chester Le Street, DH3 3BL | 0191 388 6454 |
| Towergate Bib | Oakwood House, 82, Eastmount Rd, Darlington, DL1 1LA | 01325 353888 |
| Weir Insurance Brokers Ltd | 12 Stanley St, Blyth, NE24 2BU | 0800 281453 |
| Westminster Taxi Insurance | 43 Ancrum St, Newcastle Upon Tyne, NE2 4LQ | 0191 230 2920 |
| Westminster Taxi Insurance | Concept 2000 Sunderland Rd, Gateshead, NE10 9LQ | 0191 469 9944 |
North East England Vehicle Accident Rates
The rate of road traffic accidents in an area—there were 1,792 in the North East in 2018—influences auto insurance prices. In fact, it can impact premiums for all three types of car insurance (Comprehensive, Third Party Fire and Theft, and Third Party Only).
| North East England Car Theft and Accident Statistics | |
|---|---|
| North East Population | 2,655,400 |
| Number of Cars | 1,155,188 |
| Number of Car Accidents | 1,792 |
| Seriously Injured | 872 |
| Fatalities | 52 |
The biggest cause of car accidents in the North East is a driver error or reaction—this is a factor in 61% of road traffic accidents in North East England. In particular, failing to look properly was a factor in 36% of car crashes in 2018.
North East England Vehicle Crime Rates
The frequency of vehicle crimes—there are 6.1 per 1,000 people in the North East of England in early 2024—has an effect on car insurance premiums. Specifically, it influences the way auto insurance companies set prices for Comprehensive and Third Party, Fire and Theft policies, both of which cover your car if it's stolen. The worst vehicle crime rates in the North East are in Middlesborough, where there are 10.9 crimes per 1,000 people. In comparison, Northumberland has significantly lower vehicle crime rates (3.1 per 1,000).
| Vehicle Crime Rates in North East England | per 1,000 People |
|---|---|
| Northumberland | 3.1 |
| County Durham | 4.1 |
| Gateshead | 5.5 |
| North Tyneside | 5.6 |
| Sunderland | 5.7 |
| Hartlepool | 5.7 |
| Darlington | 6.9 |
| Redcar & Cleveland | 7.1 |
| Stockton-on-Tees | 7.4 |
| South Tyneside | 7.9 |
| Newcastle | 9.2 |
| Middlesbrough | 10.9 |
| Average | 6.1 |
What is considered "Vehicle Crime"? Vehicle crime essentially includes theft from a vehicle and theft of a vehicle. In general, theft from a vehicle is 5X more common than theft of a vehicle.
Cheap Car Insurance Quotes by Local Area
Car insurance prices vary depending on where you live in the North East. This is because car accident and car theft rates are higher in some areas, which presents a higher risk to car insurance companies. For example, post codes in Chester-le-Street West Central and Sunderland were quoted rates nearly 2X as high as Tynemouth, Stanley, Blyth Valley, Whitley Bay and Stockton-on-Tees. See how your area compares below.
| Cheap Car Insurance Quotes in the North East | Postcode | Average of 5 Cheapest Quotes |
|---|---|---|
| Tynemouth | NE30 | £557 |
| Stanley | DH9 | £582 |
| Blyth Valley | NE26 | £584 |
| Whitley Bay | NE26 | £584 |
| Stockton-on-Tees | TS21 | £584 |
| Consett | DH8 | £611 |
| Durham | DH1 | £622 |
| Seaham | SR7 | £622 |
| Ashington Central | NE63 | £644 |
| Middlesbrough | TS5 | £656 |
| Gateshead | NE21 | £658 |
| Thornaby-on-Tees | TS17 | £659 |
| Ingleby Barwick West | TS17 | £659 |
| Hartlepool | TS26 | £663 |
| Redcar | TS6 | £671 |
| Newton Aycliffe | DL5 | £679 |
| South Shields | NE34 | £688 |
| Jarrow | NE32 | £698 |
| Bishop Auckland | DL14 | £702 |
| Longbenton | NE12 | £711 |
| Billingham East | TS23 | £717 |
| Newcastle upon Tyne | NE6 | £724 |
| Wallsend | NE28 | £726 |
| Darlington | DL1 | £730 |
| Cramlington West | NE23 | £751 |
| Washington East | NE38 | £807 |
| Peterlee East | SR8 | £849 |
| Sunderland | SR1 | £896 |
| Chester-le-Street West Central | DH3 | £938 |
| Average | £670 |
FAQs
Methodology
To determine average car insurance costs for cities like Newcastle, Sunderland and Durham in the North East, we gathered hundreds of quotes for a sample driver. The sample driver is aged 35 years old and drives a 5-year-old Ford Fiesta. Unless otherwise noted, the driver has a good driving record with no history of accidents and 5 years of no claims bonus.
To compare prices across the region, we gathered quotes for 50 North East post codes. This allowed us to find the areas of the North East where drivers pay the least and the most for car insurance. We priced policies from over two dozen companies, including:
- Hastings
- Admiral
- Churchill
- LV
- More Than
- Elephant
- RAC
- esure
- People's Choice
- Sainsbury's Bank
- Tesco Bank
When determining the cheapest car insurance companies for the North East, we only included providers that returned quotes across more than 70% of the post codes we checked. Some brands only offer cover in certain neighbourhoods, perhaps in areas from which they expect lower claims. Most notable would be Churchill—they come up quite cheap compared to the market but they are more restrictive in the postcodes they cover. They very well might be cheapest for you, if they cover your area.
To determine rates of vehicle crime and car accidents in the North East, we analysed data from the Department for Transport and UK Crime Stats.
Cheap Car Insurance Quotes for the North East
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